Safeguarding Your Pest Control Business From Costly Cyber Risks

Virtually every business relies on a network to conduct its daily operations, making cyber liability a concern for all businesses. With every click of the purchase button, shoppers put themselves at risk of having their personal information stolen—a risk that is typically absorbed by the businesses from which they are buying. In their 2019 Cost of a Data Breach Report, IBM and the Ponemon Institute found that the global average cost of a data breach continues to rise, increasing from the previous year to $3.92 million.

To protect a business against cybercrime, it is essential to take a proactive approach and have the right kind of insurance coverage. Every business has its own unique needs and risks, but there are some general guidelines outlined below that can help manage that risk and protect any business from cyber exposures:

Identify the critical information a business has, needs and stores.
  • Analyze the threat to that critical information. Questions to ask include:
    • Does your business have an online sales/advertising component? If so, are you protected against the increasing threat of cyber risks?
    • Is sensitive customer information stored on site?
    • Do you have adequate protection if your site or online sales/advertising tools are compromised?
Evaluate the vulnerabilities to your business that would allow a cyber-attack on that data, and assess the impact of the attack.
  • Develop countermeasures to prevent and mitigate damage in the event of a cyber-attack by having sound response strategies in place. Such measures include:
    • Evaluating the security settings on software, browser and email programs.
    • Using one computer for online banking needs and using SecureID protection.
    • Monitoring use of mobile devices and public Wi-Fi access for employees.
    • Storing critical information through a remote server.
Develop the plan, implement it and communicate it to leadership and employees so they know their role and responsibility. Test the plan periodically and revise as necessary.

While it is important to develop and implement safeguards against cyber criminals, these plans are most effective when combined with the proper insurance coverage designed to address cyber risks. Coverage typically includes liability protection, for when customers or others who have been affected hold a company responsible for information stolen during data breaches or other network intrusions. A cyber policy also can include coverage for forensic investigation, litigation and remediation expenses associated with the breach, as well as regulatory defense coverage, crisis management or public relations expenses, business interruption and cyber extortion.

Cyber risk is a very real issue that can impact a pest control business and have a lingering effect on the business’ ability to operate. Taking the proper risk management steps, as well as obtaining the proper insurance coverage, will help ensure that the business’ bottom line is protected.


For an expert consultation or information on cyber liability insurance, please contact Weisburger Insurance Brokerage at 800-431-2794, [email protected], or visit our site at Weisburger, a division of Program Brokerage Corporation, is the nationally endorsed insurance broker of the National Pest Management Association (NPMA). With over 80 years of experience, our experts are able to review your current coverage and identify ways to best protect your pest control business during the dips and peaks of the industry.